Angels Care Community Advisors

Medicare Advantage Plans in Clifton


Medicare Advantage plans in Clifton, offer a comprehensive alternative to Original Medicare, covering a wide range of healthcare services. These plans, provided at Angels Care Community Advisors, also known as Part C, are designed by private insurance companies that are approved by Medicare. They typically include all benefits under Part A (Hospital Insurance) and Part B (Medical Insurance), and often provide additional benefits like prescription drug coverage (Part D), vision, dental, and wellness programs. The specific offerings, costs, and networks associated with Medicare Advantage plans can vary greatly among providers, so it's important for beneficiaries in Clifton to seek local expertise at Angels Care Community Advisors, to help them find the right plans that fir their needs.

Angels Care Community Advisors in Clifton offers a variety of medicare advantage plans

Angels Care Community Advisors is a reputable agency that has been serving the community for over 11 years. Their mission is rooted in the belief that everyone deserves access to comprehensive, personalized care. The agency's dedicated team of professionals is known for providing compassionate and expert guidance to individuals and their families. They navigate complex healthcare systems, insurance plans, and community resources to ensure their clients receive the best possible care. Angels Care Community Advisors is particularly known for its work with Medicare Advantage plans, where they play a critical role in assisting beneficiaries to understand and select the best plan based on their unique healthcare needs. Their commitment to improving the lives of their clients and their long-standing presence in the community has made Angels Care Community Advisors a trusted name in the field. So look no further and get your Quote now by filling out this form to the right, also you can give us a call at: 973-928-6171, or visit us at our Clifton office: 1038 Main Ave, Clifton, NJ, 07011.

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Serving the entire area of Clifton with Medicare advantage plans

  • Medicare advantage PPO plans
  • Medicare advantage HMO plans
  • Medicare advantage HMO-POS plans
  • Medicare advantage D-SNP plans



Benefits of The Medicare Advantage Plans

 
 
Medicare Advantage Plans, also known as Part C, offer a number of benefits over Original Medicare. They cover all services that Original Medicare covers, including hospital and medical insurance under Part A and Part B. On top of this, many Medicare Advantage Plans offer additional benefits not covered by Original Medicare, such as prescription drug coverage (Part D), vision, hearing, and dental care, wellness programs, and even gym memberships. These plans often have a network of doctors and hospitals, which can lead to better coordination of care. Another significant advantage is the out-of-pocket maximum, a feature not available in Original Medicare. Once you reach this limit, you pay nothing for covered services for the rest of the year, offering a safeguard against high medical costs.

Lear more about the benefits of Medicare Advantage Plans

When can you enroll into a Medicare advantage plan


 To enroll in a Medicare Advantage Plan, individuals must meet certain eligibility criteria and follow specific enrollment periods. Let's explore the different enrollment periods for Medicare Advantage Plans, offered by Angels Care Community Advisors :

1. Initial Enrollment Period (IEP): This is the first opportunity for individuals to enroll in a Medicare Advantage Plan. It occurs when they first become eligible for Medicare, which is typically around their 65th birthday. The IEP lasts for seven months, starting three months before the month of their 65th birthday and ending three months after.

 2. Annual Enrollment Period (AEP): Also known as the Open Enrollment Period, the AEP runs from October 15th to December 7th each year. During this period, individuals who already have Medicare can switch from Original Medicare to a Medicare Advantage Plan, switch between different Medicare Advantage Plans, or return to Original Medicare. They can also add or drop prescription drug coverage through a Medicare Advantage Prescription Drug Plan.

 3. Special Enrollment Period (SEP): SEP allows individuals to enroll in or make changes to their Medicare Advantage Plan outside of the regular enrollment periods. These special circumstances might include moving to a new service area, losing employer-sponsored coverage, or qualifying for Extra Help, which assists with prescription drug costs. The duration and eligibility requirements for SEP vary depending on the specific circumstances.

4. Medicare Advantage Open Enrollment Period (MA OEP): Introduced in 2019, the MA OEP allows individuals who are already enrolled in a Medicare Advantage Plan to make one change to their coverage. It runs from January 1st to March 31st each year. During this period, beneficiaries can switch to a different Medicare Advantage Plan, with or without prescription drug coverage, or return to Original Medicare.


Learn more about Medicare Advantage Enrollment Periods

Why choose us for your Medicare Advantage Plans in Clifton

More than 10 years of experience

 Why choose Angels Care Community Advisors, is simply because for our extensive experience, compassionate approach, and deep understanding of healthcare systems and Medicare Advantage Plans, enabling us to provide personalized guidance that helps clients make informed decisions about their health and well-being. We have over 50+ professional agents, with over 10 years of experience in marketing Medicare Advantage Plans in Clifton and surrounding areas, and 1000+ clients who we've served in the past years. We've also been recognized as #1 by many of our sponsors and partners throughout the heath care industry.

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Local and trustworthy agents

Angels Care Community Advisors prides itself on providing a network of local and trustworthy agents, dedicated to assisting individuals and families, in finding the ideal senior living solutions. These caring agents at Angels Care Community Advisors, offer personalized support and guidance, to ensure seniors receive the best possible care and accommodations tailored to their unique needs and preferences.

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Proudly serving Clifton and other surrounding communities:

 

  •  Paterson
  • Passaic
  • Totowa
  • Haledon
  • Newark
  • East Orange
  • Elizabeth
  • Dover


We are simply giving back to the communities, what they've once given us.

Because we are from the community, and for the community.

Extra services related to the Medicare advantage plans offered by Angels Care Community Advisors

PAAD

PAAD, which stands for Pharmaceutical Assistance to the Aged and Disabled, is a program that provides valuable assistance to eligible individuals by helping them afford their prescription medications. Also it helps cover or lower a certain Medicare advantage plan's premium.

MEDICARE SAVINGS PROGRAM

The Medicare Savings Program (MSP) is a state-run program that helps individuals with limited income and resources pay for their Medicare costs. There are different levels of MSP, each with specific eligibility criteria and benefits. The program assists with paying Medicare Part A and/or Part B premiums, deductibles, coinsurance, and copayments.

LOW INCOME SUBSIDY

 The Medicare Low-Income Subsidy, also known as Extra Help, is a program designed to assist individuals with limited income and resources in paying for their Medicare prescription drug coverage (Part D). It helps cover costs such as premiums, deductibles, and copayments, making prescription medications more affordable and accessible for those who qualify. The level of subsidy provided depends on the individual's income and resources, and it can significantly reduce out-of-pocket expenses for prescription drugs

MEDICAID PROGRAM

The Medicaid program provides healthcare coverage to low-income individuals and families. It offers a range of services, including doctor visits, hospital care, prescription medications, and preventive care. Eligibility is based on income and other factors, and the program aims to ensure that vulnerable populations have access to essential healthcare services.

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